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CHECKING & SAVINGS ACCOUNTS

Account Terms & Conditions
Free Checking
NOW Checking*
Money Market (Investment Plus)
Savings
Business Checking
Minimum to Open Account/Account owner must be age 18 or older
$100.00
$100.00
$2,500.00
$50.00
$100.00
Minimum Balance
$0.00
$1,000.00
$0.00
$100.00
$500.00
Service Fees
None
$5.00/month if average daily balance
< $1000.00
$3.00 for each debit in excess of 6 per month
$2.00/month if average daily balance < $100.00
$4.50/month if
average daily balance
< $500.00
Interest
None
None
Withdrawals Per Month
Unlimited
$.10/debit if falls below average daily balance
< $1000.00
Six
$3.00/debit in excess of 6/month
$.15/debit over 30 if average daily balance
< $500.00

With all accounts, there is a $30.00 charge for each return/paid item charge per item when account is in the negative. After five business days in the negative, account is charged $15.00 per day.

* A NOW account is only available to individuals, sole proprietorships, non-profit organizations and government units. All other businesses for profit are prohibited from this account.


*See Rates tab for Tiers

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